Membership and Benefits of the California Mortgage Association

With over three decades of experience in the investment and private money lending industry, Dan Harkey is the founder, chief executive officer, and president of CalComm Capital, Inc. Dan Harkey also maintains membership in the California Mortgage Association (CMA).

Formally established in 1999, the California Mortgage Association is dedicated to advancing industry practices and education, improving and clarifying regulations, and encouraging cooperation between the industry and related businesses. To reach the greatest number of people, the CMA has a range of membership options to suit every applicant’s relationship to the industry. Any individual or company that supports the CMA through its products and services is eligible for Affiliate Membership, although affiliate members do not have voting rights. Similarly, the Educational Membership group does not have voting rights and is comprised of brokers and sales people who negotiate fewer than 10 loans a year as well as nonlicensed brokers. Finally, Regular Membership is open to any individual or entity that primarily works with trust deed loans in California.

Members of all groups enjoy a wide variety of benefits. In addition to the CMA’s networking opportunities and resources, members can access its legal resources, join a discussion group, or attend a webinar or other educational seminar. The association also holds two-day, in-depth seminars throughout the year.


California Department of Real Estate Broker License Renewal

Dan Harkey is an entrepreneur who founded three investment companies providing private money financing and trust deed investment services. Currently president and CEO at CalComm Capital, Inc., Dan Harkey holds a broker license with the California Department of Real Estate.

According to the California Department of Real Estate and Section 10170.5 of the Business and Professions Code, real estate licensees must fulfill 45 hours of continuing education requirements to maintain their licenses. Renewals subsequent to January 1, 1996 require courses in fair housing, ethics, agency, and trust fund handling.

Individuals renewing their licenses must also complete 18 additional hours of consumer protection coursework. Consumer protection covers topics ranging from land use regulation and control, to taxation in real estate transactions. In addition, courses on the Davis-Stirling Common Interest Development Act fall under this category of continuing education.

For more information about the requirements of real estate broker license renewal in the state of California, visit